June
2006
牙齒保險0
終於收到保險公司（Aflac）寄來的資料。
49歲以下的學生，每個月的保險費是$48.90。
高階的治療如根管與齒冠，最多cover 50%。
所有其他服務最多cover 75%。
一年可洗牙兩次。每次洗牙補助$50。
一年最高給付總額達$1600。
我如果加保，一年要花約$600保費。
為了把保費賺回來，我會多花$200的自付額。
等於我一年要花$800在牙齒上面。
初步計算，直接買台灣來回機票比較乾脆。
這分資料，想看的可以找我。
關於牙齒保險的年給付上限，Gainesville的Dr. William Harriett有一段文字。
Dental “insurance” works in a very different way from medical insurance. To put it bluntly, when it is needed the most, it helps the least. Typically, medical insurance pays more for the more expensive procedures with a very high “cap”. Dental insurance, on the other hand, pays most for the lower cost procedures – exams, x-rays, cleanings, etc., and less for the more expensive procedures – fillings, inlays/onlays, crowns, bridges, dentures, etc. In addition, the “cap” is generally low, in the range of $1,000.00 – $2,000.00 per year.
歷年的今天…
- 2008: 沒被西醫碰過的乳癌病人
- 2008: [轉載]慟！政治染指校園
- 2007: 王建民冷笑話
- 2007: 千鈞一髮
- 2007: 死而無憾？
- 2006: 一年前的我後話
- 2006: 雜感 (link待更新)